How to Save While Renting a House or Flat

Renting a house or a flat can draw more struggles, especially if you’re renting for the first time. Qualifying on a housing benefit may not be easy yet you can still save even when renting a property.

Rent payment is treated as a priority bill since having arrears can cause eviction from the property. Taking this into account, you can consider options to save money on rent while meeting other household expenses.

Things to Consider Before Moving In

Note issues with the property

Check if there are any issues on the property and make a list of what needs to be repaired. This can be:

  • Broken windows
  • Stuck door
  • Broken cupboard
  • any issues that have to be repaired or replaced

Though these are minor issues, these might give you a sort of leverage. You can ask the landlord to take the issues into account when putting the rent amount.

It is not certain that the landlord will consider your proposal. However, they can have this fix instead.

On the contrary, if you spot major issues, it is better to look for another property to rent. You can refer to the government’s guide in renting a safe property.

Check the Accessibility of the Property

Though rent is an important bill, you don’t only consider the price. if the property is in good condition to rent. Still, you need to consider factors such as:

  • The time it takes you to reach work or nearby shops or schools and other locations that are essential to your needs
  • The safeness of the neighborhood or crime rate in the street and nearby locations surrounding it.
  • The flow of traffic 
  • any factors that may affect your health and well-being

You can speak with the residents on the place to obtain information about the area. Once you’re certain you have sufficient knowledge about the area and property, you can propose a review of the rate and request your landlord to reconsider the cost. They may decline to reduce it, but it’s meriting to ask still.

Consider sharing a property with other renters

If you d not mind sharing your common living spaces, renting with others has many advantages. These involve:

  • Lessened rent and bills, as they’re divided between both of you
  • Probably borrowing household equipment, allowing you not to purchase on your own
  • Less isolation, as there’s regularly someone with you, which can be good for mental health

If you’re amenable to rent a smaller place, you could persuade the landlord to price less on rent.

Rent an unfurnished home

It can be cheaper renting a place where there’s no furniture or appliances. If you need furniture, you can try to check for free deals online in in-store. You can also ask from family or friends and see if they have one that they’re no longer using. In fact, there are charities on your local authorities that give furniture away.

Things to Consider After Moving in the Property

Saving on gas and electric bills

There’s no need to retain the same gas and electric providers when moving in. You can switch to a better supplier where you can get better deals. You can compare deals from comparison websites to easily compare the costs.

Switching utility providers depends on you. This means your landlord can’t compel you in deciding to consider the supplier they prefer. Should you wish to switch to a pre-payment meter, you also have to inform your landlord when this is the case. Your deposit can be affected when changing to a pre-payment meter unless with consent. You should also consider getting a gas, electric and/or water meter reading when you move in.

Being respectful and collective

Even if you have an issue with your landlord, you must maintain respect and be composed. This can help you being wanted and welcome.

Getting deposit when you leave

Once you vacate the property, make sure that you get your deposit or used your deposit by consuming it on your last month. You should also leave the property in a good state. You can take a photo of it as proof that you left the property in good condition. If your landlord refuses to give back your deposit, you can check the Shelter website for details.

Ways to Protect Yourself from Landlord that is can’t be Trusted

Check if your landlord is accredited

Unluckily, wicked landlords are in every city in the UK. You can find out if your landlord is accredited by checking the National Landlords Association (NLA) website. The NLA administers practice and accreditation to individual landlords to assure that they follow with the renting laws and regulations in the UK. 

Understand your tenancy contract

Your tenancy contract describes your obligations and your landlord have while you’re renting a house or a flat. You will both acknowledge it and retain a copy to for documentation purposes.

Tenancy contract should include:

  • names of all people concerned
  • the agreed rental price and terms of payment
  • the address of the property 
  • the bills outline 
  • details concerning rent review
  • the deposit value and circumstances of when it can be withheld
  • the date and duration of tenancy that includes the start and end date
  • any additional tenant or landlord responsibilities

It can further comprise details on:

  • early termination of tenancy
  • structure and condition of the property
  • liabilities for repairs and maintenance
  • whether the property can be leased to other

The tenancy terms have to follow the regulations under the law. It’s suggested that you consult someone with legal expertise to review the tenancy contract before you sign. For further details, you can check the government website.

How can I find a landlord that allows housing benefit tenants?

People getting benefits often strive to get a place to rent. Many landlords are reluctant to take housing benefit as payments for rent.
If you’ve discovered a private rental home that you desire, but the landlord declines to take housing benefit, you can inquire if they’ll allow a guarantor or advance rent payments. Some landlords may allow it as it suggests they’ll get their rent payment faster.

What should I do if I chose to end my private rent tenancy?

If there exist continuing concerns in the property that neither you nor your landlord can fix, you can end the tenancy ahead than outlined. Your tenancy contract will indicate the period you’ll be provided before you can leave. But, you can terminate the tenancy at any point without giving full rent when:

  • the guidelines set out in your tenancy contract are not followed by your landlord
  • your landlord allows to terminate the tenancy ahead. The shelter has further details about terminating private rent tenancy beforehand.

The Different Debt Management Solutions