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How to Deal with Bailiffs: Taking Control

The thought of getting a notice from a bailiff is alarming. The more nerve-racking it feels during a bailiff visit. In this article, we will give useful pointers on how you can gain control and deal with the situation.

The thought of getting a notice from a bailiff is alarming. The more nerve-racking it feels during a bailiff visit. In this article, we will give useful pointers on how you can gain control and deal with the situation.

Bailiffs in Wales and England are formally called as ‘enforcement agents’, yet they are commonly known as bailiffs by the public. There are protocols that a bailiff follows during their visit. These procedures will serve as your guide if there is a breach of your rights.

Bailiff Rules Change due to COVID-19 Pandemic as of April 2020

If you are concern with bailiffs stopping at your door, no longer should you get stressed out. Besides, if you seek for ways to deal with your debt we recommend reading: Financial help during the coronavirus lockdown

During the COVID-19 or coronavirus lockdown, bailiffs are prohibited to come to your home; however, they can still reach you through a phone call or email.

In fact, majority of sheriff officer firms in Scotland stops home visits during the lockdown. People are being notified either by letter or phone call.

Must-know Pointers in Dealing with Bailiffs

The most significant advice is to never ignore the circumstances. If bailiffs are involved, the more it will be hard for you to manage everything that’s on your plate. Always maintain constant communication and try arranging your debt with your creditors. We can also offer debt help for you.

  • Maintain proper decorum and remain composed during a bailiff visit. Yelling at them and attacking them can put you under arrest, making the situation worst.
  • When getting notified or expecting a bailiff visit, keep both your front and back door locked and make sure no one from your household is outside the premises. Children must be warned not to open doors for strangers. Putting a chain can prevent anyone from unintentionally opening the door for a bailiff to come in.
  • In case of bailiff visit, you have the right not to open the door, unless specified in a warrant. You can make use of your letterbox or talk to them on your upstairs window. Some situations may tell you that its best to have the bailiff in, yet you cannot be certain on this matter unless you seek debt advice from experts.
  • Make sure to identify the identity of the person by asking for an ID or a copy of the written warrant. You can get hold of this information by asking a bailiff to show hand it on the letterbox.
  • You must also, compile all the paperwork that a bailiff handed over, and must secure a receipt as proof of payments.
  • When a bailiff creates an inventory of your goods and lets you sign a controlled goods agreement, you must comply with it. If you refuse to sign, they are likely to seize your goods upfront. If you do not own the good included in the inventory, you can ask a bailiff to have it removed or indicate not mine next to the item.
  • Before signing any agreement, make sure to check whether you can afford the payments under the contract. If you fail to comply with the payments agreed, a bailiff has the right to take the goods in your inventory.
  • You can actually take your goods to someone else’s house before a bailiff comes for a visit. In contrast, taking or removing goods after the visit is subject to criminal offense.
  • Cars are known to be an easy catch for bailiffs. Since they are vast in size, it will be hard for you to hide it. You may have to park your car away from your home or much better in a closed garage. It ‘s also easy for bailiffs to determine your car so leaving it in public, makes it easier for them to seize it. If the bailiff was able to determine your car and had it included in the inventory, hiding it is grounds for a criminal offense.

FREE Debt Help When Threatened with Bailiff visit

If you got a letter or visit from bailiffs, it’s an alarm that you need to consider DEBT HELP. With our finance experts, helping you to come up with the best debt management plan, it is possible to get rid of your debt in no time.  Should you wish to speak via phone, call us at  0800 193 1024 or online.