There is nothing constant in this world. The only constant is the changes that some may do not anticipate. Being prepared and anticipating any changes can lessen the impact that it can bring to your life especially to your finances. However, some changes are too sudden that you’re unable to anticipate. They can occur at … Read more
Your health is an important factor that is taken for granted especially for people who deals with other problems and shortcomings. For someone who set focus on prioritizing finances, health should also be taken into account. When health is compromised, it can also affect your finances, and add up to your existing debt problems. Getting … Read more
You must be aware of the alternative banking for people in debt. This way, you can ensure that your money is kept safe and you would not compromise your priority bills over your unsecured debts. If you hold debts with the bank where you invested your savings or money, you must reach out to your … Read more
Each person has to deal with unexpected life changes or financial situation. This unexpected can either affect one’s life for the better or worst. Unfortunate circumstances such as serious illness, unemployment or death or loved one can affect a person’s life in all aspects. They always have a drastic effect on your finances concerning income, … Read more
Some organization tried to mislead people in offering to write off credit card debt. This means, you should be cautious in considering their offer. Their offer could costs you more money instead. You have to be extra careful with firms claiming to write off your credit card debt through a legal way. It is ideal … Read more
Numeracy skills are vital skills that are essential in all aspects of life. It helps people to improve rational thinking and strategies in their daily activities. Unfortunately, most of us lack the numeracy skills to manage our resources and remain in control of our finances. We can all learn to become better with numbers. This … Read more
If you are in a critical financial crisis and plans to file for bankruptcy, perhaps you have a lot of questions in mind. In this article, we highlighted the most significant details that you must be aware of before going bankrupt. Bankruptcy works in several ways depending on where you reside in the UK. For … Read more
An individual voluntary arrangement or an IVA is a debt solution available in England, Wales and Northern Ireland. It an agreement between you and your creditors that can help you pay off your debts at a rate that you can afford. It is not available if you reside in Scotland. A similar debt solution is … Read more
A DMP or debt management plan is a debt solution that is designed for people who cannot afford to pay their debts. It helps you reduced your monthly debt payments at a rate that your budget can afford. If you have trouble meeting your payment with the amount you agreed when taking the credit or … Read more
A DRO is a debt solution that can help you to write off your debt when you’re unable to repay as it comes due. Debt relief order as a debt solution is only available for residents of England, Wales and Northern Ireland. A similar process is in place through a minimal asset process or MAP … Read more
