We are a 100% free organisation which is run entirely by volunteers
who have all experienced debt at some point in their lives

IVA

IVA is a solution which freezes the interest and drastically reduces the amount you have to pay back

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Debt Consolidation

Debt consolidation as a solution to consolidate all of your debts into one monthly payment

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Debt Advice

Impartial Debt advice across a wide range of issues reagrding debt

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Debt Management

An informal agreement with your creditors to reduce your debt over a fixed period of time

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Debt.org.uk provide free information for people struggling with debt

At debt.org.uk we understand that the majority of people struggle with debt at some point in their lives. There are lots of various debt solutions available to you and we aim to make you fully aware of everything available before you decide what is best for your circumstances. We are a 100% free organisation and the website is run entirely by volunteers who have all had debt problems at some time in their lives. You will not pay a penny for using our website or to read any of the debt information we publish. Our aim is to help others who are struggling with debt and show you that there is a light at the end of the debt tunnel.

IVA

An IVA is an individual voluntary arrangement where a formal agreement is made between yourself and your creditors to make reduced payments towards your debts..

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Debt Advice

If you need debt advice then this is a good place to start, as we list ways of reducing your debt, current news stories on debt advice and ways to cut down your outgoings..

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Debt Consolidation

Debt consolidation is when you consolidate your debt into one affordable monthly payment through various debt consolidation options..

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Debt Management

This is an informal agreement with your creditors and is normally negotiated between a debt management company and your creditors to drastically reduce your debts..

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Remortgages

Remortgages enables you to release equity in your house, which you can then use to pay of your debt and have extra cash at your disposal..

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Trust Deed

A trust deed is a legal agreement between someone who is unable to pay their unsecured debt back, and a licenced insolvency practitioner. This is available to people who live in Scotland only..

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